Fact-finds & data capture · 11 Jun 2026 · Clear Fact Team
Digital fact-finds for mortgage applications: faster cases, fewer errors
Replace PDF fact-finds and phone-tag with a structured digital questionnaire your clients complete in their portal — with data you can review, export, and reuse across the case.
The hidden cost of PDF fact-finds
Static PDFs and Word templates still dominate many mortgage brokerages. They work on paper — but they do not scale. Advisers re-key data into sourcing systems, clients skip fields, and version control becomes a compliance headache when your template changes mid-year.
What a digital fact-find should do
- Guide the client step-by-step — income, expenditure, credit history, and property details in logical sections.
- Validate as they type — currency fields, required declarations, and conditional questions reduce incomplete submissions.
- Lock on submission — once the client submits, the record is timestamped for review; advisers approve or request corrections with feedback in one place.
Built for mortgage workflows
Clear Fact lets firms build drag-and-drop fact-find templates matched to how you actually advise — employed, self-employed, joint applications, and buy-to-let. Clients complete the form inside the same portal they use for documents, so you are not sending them to a third-party survey tool that breaks your brand experience.
Outcome advisers care about
Less re-keying, fewer back-and-forth emails, and a submission you can export or attach to your case file when the lender or compliance team needs evidence. Speed to DIP and full application improves when data quality improves at the source.